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Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Property Details
Price: $735,000
Sq Ft: 1,738
($423 per sqft)
Bedrooms: 3
Bathrooms: 2
City: Estero
County: Lee
Type: Single Family
Development: Estero River Heights
Acres: 0.3760
Virtual Tour/Floorplan:
View
Year Built: 1997
Listing Number: 225083687
Status Code: A-Active
Taxes: $4,996.69
Tax Year: 2024
Garage:
2
/
Y
Furnishings: Negotiable
Pets Allowed: Yes
Interior Features:
Cathedral Ceiling(s)
Pantry
Walk- In Closet(s)
Window Coverings
Amenities:
Barbecue
Cabana
Community Boat Ramp
Park
Financial Information:
Taxes: $4,996.69
Tax Year: 2024
Association Description: Voluntary
Exterior Features:
Boat Dock Private
Open Porch/ Lanai
Storage
Equipment:
Dishwasher
Dryer
Microwave
Range
Refrigerator/ Freezer
Reverse Osmosis
Washer
Water Treatment Owned
View:
Y
Waterfront Description:
Canal Front
Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, Non- Gated
MLS Area: Estero River Heights
Total Square Footage: 2,457
Total Floors: 1
Water: Reverse Osmosis - Entire House, Well
Construction: Wood Frame, Vinyl Siding
Date Listed: 2026-01-26 00:00:00
Furnished: Negotiable
Kitchen Description: Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile, Wood
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters - Manual
Security: Smoke Detector(S)
Laundry: In Garage
Irrigation: None
Pets: Yes
Restrictions: None
Maintenance: Rec Facilities
Rear Exposure: W
Sewer: Septic Tank
Lot Desc.: Corner Lot, Oversize
Amenities: Barbecue, Cabana, Community Boat Ramp, Park
Map of 20520 Pine Tree Ln, Estero, FL 33928
Listing Courtesy Of: Realty World J. Pavich R.e.
pavich123@gmail.com